Our team will work with you to identify and insure your existing needs as well as prepare you for those unexpected events that could occur in the future.  We will be an advocate for you throughout the underwriting process to ensure that a decision is made with confidence
FPA has strong relationships with numerous brokers who provide life & health product options for our customers. These carrier partners are continually screened for financial strength and stability.

Life Insurance

FPA stays abreast of the latest product offerings and has the ability to provide multiple quotes for you to review and make a sound, financial decision. Term, whole life, variable life, and universal life policies are available to quote from carriers such as AIG, Lincoln, Met Life, Banner Life, AXA, Voya, Transamerica, Nationwide, John Hancock, Auto Owners, and Prudential.
We will assist in the initial “pre-screening” process and continue through during the application, medical, and offer stages of obtaining a policy. This screening process involves the customer filling out a two page form where underwriting information is gathered on the front end. From there, FPA takes this information and goes to their brokers to get an early indication of pricing. This saves a tremendous amount of time and greatly helps in the total planning process.

 

We have the ability to be creative and progressive in our product offerings by working side by side with our company partners to craft a policy that makes sense not only now but well into the future. Thinking about life insurance at times can be uncomfortable to talk about and is easy to put off. Remember, however, that life insurance in reality is for the living. Rest assured, we will be there for you to take the burden off your shoulders and work with you to come up with a policy that will enable you to sleep easy at night.

FPA has access to a referral network of financial planners (if needed) that can advise you in your insurance planning process or we can work with your existing financial partner.
For our commercial/business customers, life products are also available in the areas of group life, group accidental death, buy sell, and key person insurance.

Health Insurance

The ever changing world of health insurance can be a tricky one and FPR is there to help you with your problems and concerns. As with our life insurance brokerage contacts, FPR maintain solid relationships with our company partners to assist you and your family through this purchasing process of a major medical policy. These partnerships include trained, licensed agents who are knowledgeable about the Affordable Care Act and can offer you a policy right from our office. FPA also has markets for those individuals seeking Medicare supplement policies. Contact us for more information.
In addition, we offer short term medical policies for those who need coverage for a specific time period or are in between jobs without COBRA coverage.
For businesses, health insurance offerings include group medical, dental, vision, as well as travel & accident policies.