News

Home Insurance Pricing on the Brink

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The days of buying homeowners insurance at a so called “competitive rate” in the state of Tennessee are long gone. Renewals for polices are already seeing price increases in the 15 to 25% range with some major carriers hovering around 30%. Deductibles are being raised and separate wind deductibles are even being being considered by… Read more »

Insurance for High Valued Houses Not All Alike

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For consumers, the choices on the homeowners insurance market are various – often times depending solely on the preference and experience that they have had in the past from a particular insurance carrier. Maybe their parents were always insured by a certain company and they have just followed along with the same loyalty. Perhaps they… Read more »

Better Drivers – Men or Women ??

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Interesting tidbit from GMAC Auto Insurance today: “According to the 7th Annual GMAC Insurance National Drivers Test, this year men had a test score that was slightly higher than 80%. That is significantly higher than females, who averaged just above 74%. What is more telling is that 27.2% of the women who took the test,… Read more »

Flood Insurance Reform – Now It Is In The Hands Of Congress

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Reports surfaced earlier this week that a new bill is circulating in Congress that will fund the National Flood Insurance Program for Americans for 5 years. This is a huge step considering that Washington has only funded the program with band aids over the past several years. Like Social Security and Medicare, the government’s flood program is outdated,… Read more »

8 Simple Homeowner Tips to Prevent an Insurance Claim

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Some things in life that take about 5 minutes to perform can go a long way in preventing a major event that could be costly to your family, your home, and your belongings. Consider the following as “annual tasks” to mark off your list. Pick a day (the annual time change during spring or fall… Read more »

What Should an Insured Do After a Storm Claim

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In this spring season where storms are numerous, let’s review what your first steps should be in the event you have a claim or think you may have one to turn in to the insurance company. Prevent additional damage. This is an obligation you have as an insured  in most insurance contracts. Once the storm is… Read more »

Tips That a Burglar Would Never Tell You

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My car got broken into last night in my garage…and I am angry. Plus I am insurance agent and that makes me big time angry because I see incidents like this a lot and I get sick and tired of them. I stumbled upon this article a few months ago and thought i would pass… Read more »

Earthquake Insurance Follow up – “The Great Central US ShakeOut”

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In reference to my blog the other day about earthquake insurance, there is an interesting event scheduled for April 28th, 2011 at 10:15 AM called “The Great Central US ShakeOut”. You can register for free by visiting www.shakeout.org/centralus. This online event is a great way for individuals and communities to get vital information about earthquake related issues –… Read more »