News

Liability Limits – What Are They & Why Are They Important?

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Liability limits – what are they and why are they an important part of my auto insurance coverage?  Hello I’m Chip Fridrich.   The limits that you ultimately decide to purchase for your auto insurance coverage are vital. By definition, they detail the amount of coverage that you have from the insurance company for any… Read more »

5 Things an Insured Can Do Wrong When a Claim Occurs

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Claims happen in life. They are a part of the insurance process. There are certain actions, however, that some insureds take when they have a claim that are not prudent and in turn can cause an already difficult situation to become a disastrous one. Hello. I’m Chip Fridrich and today I will present you with… Read more »

Why Auto Insurance Rates Keep Rising

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Why do my automobile insurance rates keep skyrocketing every time I get a renewal bill in the mail? Hello, my name is Chip Fridrich and I hear that quite often from my customers these days.   Auto insurance premiums are on the rise. In fact, since 2011, premiums have increased by 20%. It is a… Read more »

The 5 Most Misunderstood Perils in Home Insurance Coverage

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Insurance can often be confusing, hard to interpret, and misunderstood. Hello I’m Chip Fridrich and today I will review five of the more common perils in the homeowners insurance world that fit into this category. Understanding your insurance policy is important. The fact is, most insureds do not read their policy or fail to ask… Read more »

6 Tips To Save Money On Your Car Insurance

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I’m going to provide you with six tips today for saving money on your car insurance premiums. Most of these are really simple so take notes and start saving today. Number one – raise your deductibles. A simple change in your collision or comprehensive deductibles can lead to a decent savings on your premiums. 250… Read more »

6 “Land Mines” for Personal Liability

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Hello, my name is Chip Fridrich and today I will identify six “landmines” as I call them which can be detrimental to any family’s insurance program- specifically their personal liability. Before I begin, I want to make sure that you understand that it is not my purpose to necessarily condemn any item or activity on… Read more »

Auto Insurance for Ride Share Drivers

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With the rapid growth of individuals entering into employment with ride sharing companies, it is only natural that questions and confusion have arisen regarding insurance coverage and limitations in the event of a claim. Hello, it’s Chip Fridrich and today I will give you some insight in the ever changing world of insurance for drivers… Read more »

What To Do If You Are Involved In An Auto Accident

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  Auto accidents are inevitable. I’m going to give you some steps to take if you ever involved in one that will help you in the claims process and give you some sanity and reassurance as well.   First and foremost, remain calm. Auto accidents can be very emotional. Make sure all parties are ok…. Read more »

Work Place Injuries & Work Comp Insurance

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I am going to give you seven tips today in the event that an accident occurs at your work place.  Hello I’m Chip Fridrich and hopefully these suggestions will help you insure that your employee is well taken care in a swift fashion and that they will be back at work sooner rather than later…. Read more »