Simply stated, insurance is about safeguarding one’s family from life’s uncertainties – and life does indeed have uncertain and unexpected events. Personal insurance adds that extra layer of protection that can give you peace of mind in today’s world.
There are many choices in the marketplace when it comes to your personal insurance program – especially automobile and homeowner coverage. At FPA, we don’t have 1-800 numbers or advertising gimmicks and we don’t promise that in fifteen minutes we can solve all your insurance issues or save you a certain amount of money from your most recent bill. What we do provide is a true local and personalized service where the customer is treated with the ultimate respect and their insurance needs are met with a genuine concern in a sound, professional manner. We want to take the time to get to know you, your family, and your insurance needs.
Since we are an independent insurance agency representing many insurance companies, we can search the marketplace for the correct combination of coverage and price to meet the insurance requirements of you and your family. Unlike direct writers that you see everyday in the media, we are not employees of any particular insurance company; therefore, we can truly act as an advocate on your behalf in the event of any issues that may arise in underwriting or claims payment.
You’ve worked hard to attain your assets. Let the personal lines specialists at FPA put together a program that will protect them with sound insurance products
At FPA, we truly believe in bundling our personal lines products with the same insurance carrier. This provides the customer with superior pricing while at the same time building a long term relationship with the company which can be beneficial for all parties. Switching carriers every year simply based on price is not advisable in today’s insurance world. You want and need longevity to get the most out of your insurance program.
While we have the ability to provide you and your family with a quote for homes in any price range, we have developed a niche within our agency of providing an extensive array of products to high net worth and affluent clients. Coverage is written through our partnerships with PURE (Privileged Underwriting Reciprocal Exchange), Chubb, Encompass, and MetLife. These carriers know how to underwrite, price, risk manage, and offer insurance coverage that the HNW and affluent customer need to fully protect them and their assets. High net worth clients generally need avenues for large multi-million dollar levels of liability protection, coverage for unique automobiles or watercraft, one of a kind homes with high level workmanship, and protection for vacation homes or rental property. They need unique care and expertise, and the FPA team has the experience and knowledge to be their risk management partner and advisor.
In order to provide you an accurate quote for your personal insurance, certain information is required for underwriting. Please click the links below to see a sample of this information needed in most cases.
Listed below is a sampling of personal insurance coverage we can provide for you and your family:
• Homeowners & Homes Under Renovation or Construction
• Umbrella/Excess Liability
• Rental Property
• Renters Insurance
• Condominium Owners Insurance
• Valuable Items Coverage for Jewelry, Silver, Furs, and Fine Arts
• Recreational Vehicles
• Home Office Liability
• Flood and Earthquake
If you would like a free, no obligation quote for your personal insurance program, please click on the link below. Our goal is to contact you within 1 hour of your request.
Links to our personal lines company partners are listed below.