It’s a topic most people don’t enjoy—often misunderstood, disliked, and even ignored. But the statistics speak for themselves: one-third of all teen deaths occur in motor vehicle accidents, and 16-year-olds have the highest crash rates of any age group. Distracted driving, inexperience, and poor decision-making make teen drivers especially high-risk.

In this video, Chip Frederick breaks down the tough truths about teens behind the wheel—and what parents can do to help. From non-negotiable driver’s ed and good student discounts, to smartphone contracts and smart car choices, you’ll learn practical steps to protect your teen and your wallet. More than anything, this is about awareness, accountability, and creating a culture of safe driving from day one.

If you have questions or want to talk about teen driver coverage, our agency is here to help.