Life, Health & Medicare Supplement Insurance

Independent advice. Exceptional coverage. Always on your side.

Secure your family’s future with the right health and life insurance plans, customized to your unique needs.

At Fridrich, Pinson & Associates, we help individuals, families, and businesses navigate the complex world of life and health insurance. Our team partners with trusted carriers to offer a wide range of customizable policies tailored to your specific needs. Whether planning for the future or managing current coverage, we act as your advocate every step of the way.

Life Insurance

FPA offers access to a broad selection of life insurance products for personal and business needs – including term, whole, universal, and variable life — from leading carriers like AIG, MetLife, Prudential, and more. We begin with a brief pre-screening process to gather key underwriting info, then work with our brokers to provide early pricing indications that simplify and streamline the decision-making process.

We understand that life insurance can be a sensitive topic, but it’s one of the most important tools for protecting those you love. Our experienced team will guide you with care, offering options that meet your goals today while preparing you for tomorrow — whether for personal needs or business uses like buy-sell or key person policies.

Term, whole life, variable life, and universal life policies are available to quote from carriers such as AIG, Lincoln, Met Life, Banner Life, AXA, Voya, Protective Life, Transamerica, Nationwide, John Hancock, Auto Owners, Cincinnati Life, and Prudential.

Health Insurance

The health insurance landscape can be overwhelming, but FPA is here to make it manageable. Through strong relationships with licensed brokers and carriers, we help you find the right coverage — from major medical and Medicare supplements to short-term policies for transitional periods.

For businesses, we also offer group medical, dental, and vision plans, along with travel and accident coverage options. Whether you’re a growing company or an individual navigating new insurance choices, FPA will ensure you have access to knowledgeable, up-to-date guidance.

Medicare Supplement Insurance

As you approach age 65 or transition into Medicare coverage, understanding your options can feel overwhelming. Medicare Supplement Insurance — also known as Medigap — helps cover out-of-pocket expenses not paid by Original Medicare, such as copayments, deductibles, and coinsurance. These plans offer added peace of mind by reducing the potential for unexpected medical costs.

At Fridrich, Pinson & Associates, Medicare Supplement plans are handled personally by Carol Ballenger, our in-house specialist. With years of experience and a deep understanding of the Medicare landscape, Carol offers one-on-one guidance to help you select the right plan for your needs, budget, and long-term health goals. Whether you’re new to Medicare or exploring your options during open enrollment, she’s here to make the process clear, simple, and stress-free.