My fellow agents and customer service agents in my office tell me they often get asked by people – What is an umbrella policy ? Why is it called an umbrella ? And why do you keep trying to talk me into getting one, Mr. Insurance Man/Woman ? Let’s start with what it ” is”. An umbrella policy is an insurance… Read more »
Last May’s damaging flood exposed a significant gap in a multitude of homeowners insurance portfolios – a separate flood insurance policy. No one could have predicted this 500 year event which destroyed neighborhoods and businesses all over Middle Tennessee. But what about the “other” gap in coverage that is lingering in the minds of many insurance agents across… Read more »
Here’s some “myths” about flood insurance that are out there in the marketplace. All of this can be quite confusing so give contact our agency at FPRInsurance.com for more information. We have the ability to quote flood insurance in over 34 states. You have to live in an actual designated “flood zone” to buy flood… Read more »
Nashville and Middle Tennessee have for years been the hotbed for terrible spring storms with high winds and heavy downpours. At FPR, we are hit with lots of questions regarding our customer’s coverage during this time of year. Remember, all policies are not the same but almost all standard homeowners policies exclude flood coverage. Flood is not just the overflow of… Read more »
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