Hello, it’s Chip Fridrich wishing you and your family a Happy and Blessed New Year. My father was always big on making resolutions and writing them down. That way you could always refer to them throughout the year. In the area of staying safe and smart with your risk management decisions for the coming year,… Read more »
News
Holiday Risk Management Tips
Merry Christmas to you from all of us at Fridrich, Pinson & Associates. Hello, my name is Chip Fridrich, President of our family owned Agency that has been a part of the Nashville and Middle Tennessee community for well over sixty years. The holiday season can be busy and frantic so let’s go over a… Read more »
A Heart to Heart About Teenage Drivers and Insurance
Hello, my name is Chip Fridrich. Let’s have a heart to heart about teen drivers and insurance. It’s a subject that consumers hate. They despise it, don’t understand it, and in many cases refuse to accept the facts about it. Speaking of facts, let me give you some statistics to ponder: ****** Thirty three percent… Read more »
Cyber Liability in Today’s Business Environment
Cyber Liability is a hot topic in the insurance industry these days for both agents and their customers. Businesses are under attack daily and it is important for insureds to identify their exposure, understand their coverage if they have it, and make a concrete decision if they have enough. Hello, my name is Chip Fridrich… Read more »
The 4 Worst Risk Management Decisions You Can Do as a Parent of Teens
Being a parent of a teen can be a joyous time but at the same it can be a time of uncertainty and stress. Hello my name is Chip Fridrich and today I am going to give you four terrible risk management decisions that you can do as a parent of teenagers. I am giving… Read more »
Rental Car Insurance – Should You Buy the Waiver?
One of the more frequent question we get at our office is “should I buy the insurance at the rental car counter?” If you are looking for the quick answer – that would be “yes”. But allow me to dive into this for a moment so you will know “why” and the “why” can be… Read more »
Home Insurance Pricing on the Brink
The days of buying homeowners insurance at a so called “competitive rate” in the state of Tennessee are long gone. Renewals for polices are already seeing price increases in the 15 to 25% range with some major carriers hovering around 30%. Deductibles are being raised and separate wind deductibles are even being being considered by… Read more »
Insurance for High Valued Houses Not All Alike
For consumers, the choices on the homeowners insurance market are various – often times depending solely on the preference and experience that they have had in the past from a particular insurance carrier. Maybe their parents were always insured by a certain company and they have just followed along with the same loyalty. Perhaps they… Read more »
Special Homeowners Policies for Multi Million Dollar Homes Often Effective in Today’s Marketplace
A trend is developing in the high valued homeowners insurance market that may be a good option for insurance consumers and save agents headaches at the same time. Many times, clients do not wish to insure their homes for the full “replacement cost” of what it would cost to rebuild it in the event of… Read more »
Better Drivers – Men or Women ??
Interesting tidbit from GMAC Auto Insurance today: “According to the 7th Annual GMAC Insurance National Drivers Test, this year men had a test score that was slightly higher than 80%. That is significantly higher than females, who averaged just above 74%. What is more telling is that 27.2% of the women who took the test,… Read more »